What is credit information?
Credit information is used to assess a person's financial standing, ability to make payments and reliability. Generally, credit information is seen as data in credit information registers maintained by credit information companies and sold to those who ask for them. The purpose of credit information registers is to help creditors to avoid credit losses.
How do I know if I have payment default entries in the register?
The easiest way to get your own credit information is to use Suomen Luottotietohaku's online service. It is easy to use, reliable and inexpensive. The service provides you with a credit information report showing all payment defaults, amounts, creditors and the dates the defaults were entered and when they will be removed.
Download example report here.